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The Gateway Certificate of Deposit

Open A High Yield Certificate Of Deposit And Watch Your Savings Grow.

A Certificate of Deposit (CD) is a secure way to store your cash and earn interest over time. With great rates and terms ranging from 6 to 60 months, we offer multiple options that can help you meet your goals.

Apply for a 12 month CD up to:

1.25% APY
  • No fees and easy to open
  • Fixed rates more than 3x the national average*
  • Online banking access

% APY

12 mo

The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded down to the nearest dollar. All APYs are subject to change.

Gateway $0
National Average $0

How to Get Started

Start saving for your future in a matter of minutes.

1

Click Open a 12 Month CD Account

Easily navigate our secure online account opening process.

2

Provide two forms of identification

Have your social security number and driver’s license handy.

3

Make a deposit

Link to your bank account to transfer funds and start saving!

Resume Your Application

What can you do in
12 months?

A Certificate of Deposit (CD) is a secure way to store your cash and earn interest over time. With great rates and terms ranging from 6 to 60 months, we offer multiple options that can help you meet your goals.

12 month CD
Up to 1.25% APY

6 Month APY
Up to 0.65%

24 Month APY
Up to 1.25%

36 Month APY
Up to 1.25%

48 Month APY
Up to 1.25%

60 Month APY
Up to 1.30%

Sign up for rate updates

CD Term
(minimum $500)
Interest Rate Annual Percentage Yield Interest Rate Annual Percentage Yield
(under $25k) ($25k or more)
6 months 0.55% 0.55% 0.65% 0.65%
12 months 1.14% 1.15% 1.24% 1.25%
24 months 1.14% 1.15% 1.24% 1.25%
36 months 1.14% 1.15% 1.24% 1.25%
48 months 1.14% 1.15% 1.24% 1.25%
60 months 1.19% 1.20% 1.29% 1.30%
  • Annual Percentage Yields (APYs) accurate as of 5/21/20
  • $500 or $25,000 minimum balance to earn stated APY. Click VIEW ALL RATES for details.
  • Interest Rates and APYs may not be available to brokers, dealers and financial institutions.
  • *The rates of our 6 month and 12 month CDs are more than 3x the national average published in the FDIC Weekly National Rates and Rate Caps as of May 18th, 2020
  • A penalty may be imposed for early withdrawal.
  • Consumer deposit accounts not available in the following states: Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont

FAQs

What’s the minimum deposit amount to open my CD? What about the maximum deposit?

The minimum deposit is $500 but know that you may get a higher rate on your CD if you have a higher opening deposit. There is a $500,000 maximum limit when funding by ACH online.

Are there any fees to open or maintain my CD?

No, not one!

What’s the minimum term length for my CD? What about the maximum?

The minimum term is 6 months, while the maximum is 60 months. But we hope you choose to renew your CD with us!

Can I add funds to my CD after I’ve opened my account?

Unfortunately, no. Once you’ve funded your CD, you’ll have to wait until it matures to add more funds to your account. But with our low minimum-opening balance, you can open another CD!

Are there penalties if I want to withdraw from my CD early?

There may be penalties associated with early withdrawals from your CD account.

Is Gateway First Bank insured by the FDIC?

You bet! Gateway First Bank is a member of the FDIC. That means you can rest assured knowing each depositor at Gateway is insured up to at least $250,000.

How do I open my 12-month CD account?

Click this link for streamlined account opening. If you have questions, call 800-329-3371 and one of our ambassadors can assist you.

FDIC Insured.

Gateway First Bank is a member of the Federal Deposit Insurance Corporation (FDIC). That means you can rest assured knowing each depositor at Gateway is insured up to at least $250,000.

Gateway First Headquarters

Tulsa/Metro

244 South Gateway Place  Jenks, OK 74037-3448

Lobby Hours: 9am-4pm M-F

Need help setting up your account?

Have questions? Need help selecting the right account? No problem! Give us a call at 800.329.3371 or email and one of our ambassadors can assist you.

Open A High Yield 12 Month CD Account up to 1.25% APY
Member FDIC. Equal Housing Lender NMLS 7233
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